UK holidaymakers chasing the sun over the school holidays will be jetting off with on average £2,300 in their luggage, amounting to an average of five gadgets per family.

Each family member could be carrying up to two devices in their pockets including popular gadgets such as smartphones, electronic readers, laptops, wearable tech such as smart watches, music players and digital cameras.

The statistics come from Travel Insurance Explained (TIE), which surveyed 5,000 UK travellers and found that 62% will take a device on holiday and will travel with multiple devices.

According to the research, younger travellers will take more gadgets on holiday, although the survey found there are no differences between men and women – both genders are keen to have technology at their fingertips.

Regionally there are some distinct differences in tech savvy travellers. The Scottish will take the most possessions on holiday, averaging around six devices, which is higher than those travelling from Northern Ireland, Yorkshire and the East Midlands.

However, as Fiona Macrae, head of TIE asserts, many travel insurance policies do not cover gadgets as standard. She said: “UK travellers are carrying more technology on holiday than ever before, so they need to ensure that there is adequate cover under their policy, as not all insurers provide gadget cover. Many policies specifically exclude mobile phones, whilst others may offer very low levels of cover, often £500 or less, and/or policies with a high excess.

“Customers should also be aware that there may be limitations regarding the age of the gadget and some providers will only cover gadgets up to 24 months old but others cover gadgets up to 48 months old. We always advise customers to check cover limits, exclusions and the excess amount, before buying their policy to ensure they are not disappointed should they have to claim."

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